Do they really seek to learn and understand? I don't think they do. They've been told all through the years while they attended school that they are smart because they are "educated" they have credentials and what not. They have made their whole life being doing what's prescribed and counting it as being intelligent.
Einstein on the other hand said, "The important thing is not to stop questioning. Curiosity has its own reason for existence. One cannot help but be in awe when he contemplates the mysteries of eternity, of life, of the marvelous structure of reality. It is enough if one tries merely to comprehend a little of this mystery each day. Never lose a holy curiosity."
They don't question....they accept.
I think this is really the reason I was never into comic books as a kid. It was all this. What happens when I'm not interested in superheroes?
I would have liked manga I'm sure, but I don't remember it being all that common at the time in the US. The story lines and characters are totally different.
Just some simple things to point out since I see this back and forth. I presume we are talking about the standard US banking system here. There are several common account types, generally anyone can get these accounts in the US. I'm sure there's exceptions for history of fraud, crime, or whatnot but the average person can get all of these. I had most of them when I was 18 making peanuts.
Checking Account -- I think we all understand this one
Savings Account -- usually no penalties and readily available with no minimum balance and 4% interest. Can often get ATM withdrawals of cash instantly, but in any case should be accessible in 1 business day. Almost all of these accounts allow 6 withdraws a month of any amount with no fee or penalty.
"Regular" Brokerage -- It's a trading account to buy stocks, bonds, funds, and what not. It is not a 401k. There's no penalty or limit of any sort generally to transfer things in and out. At least not that would affect someone in the 60k-100k income range. You would have to liquidate any securities you have at present market value that may or may not have changed value.
Retirement accounts (401k, IRA, Military thrift savings, etc.) -- these do carry a penalty of 10% for early withdrawal under 60, often you cannot withdraw if you still work at a company, etc. Not the best place to keep emergency money, it's supposed to be for retirement savings.
CD Accounts -- These guarantee an interest rate in exchange for a commitment to keep the money in them for a certain term. Penalty varies by bank, typical is a fee equal to 6 months of interest, so for $1000 at 5% interest, it would be $25 fee to liquidate this.
As to whatever else is being bickered about, I don't care. I don't think a ton of this is even really in this video. I just wanted to spell out the most common accounts, because I keep reading things about accounts that aren't really accurate.
Boooo. I liked to walk around in there. I never bought anything so I guess joke's on them. You're right they have changed though.
The blockers will always find a way.
Still, I'll ditch Youtube in a second. Very little of the content is worth watching ads for.
Yeah I've seen that in articles before. "Oh no Americans have no money in checking!" I keep very little in checking by design. It's a transactional account. Income comes in, every dollar has a place it belongs before it even shows up. I keep a bit of cash in the house.
What emergency is going to come up that it can't be covered by the cash, a charge card, or wait a couple business days? I can't think of anything.
Yeah, I could work on getting rid of the mortgage, but it's so small and so low interest I just don't bother.
I remember with cars though, when I first got a car loan at 25. I started looking at the interest and wondering why the hell I wanted to give that to the bank. So I paid it off pretty quick. My plan since I was young-20s was always to improve and never go backwards. It started really simple. One example, I realized that insurance could be had cheaper if I paid for the policy in a full lump sum. That next policy term, I paid the policy and then saved the money to pay in full for the next one. Now I'm done, I save for the future one every term and pay it in full. That's let's say $50 a year I've kept in my pocket. I did the same thing with cars. After I paid that loan off, I saved a reduced amount from the payment for 5 years while I used the car I had. Then the next car I just bought and now the banker doesn't get his cut.
I know a few people just like that younger than me. They will never be able to afford a house, they are so poor, will have roommates forever, blah, blah, blah. Yet they always have expensive coffee drinks, food delivery, every streaming service, etc.
Cooking is something I really started putting effort in to about six months ago. It became fun, and I don't devote a lot of time because I generally prep all my meals on Sunday and store the raw prepped ingredients to be actually cooked on demand. I cook about 80% of my meals and I eat like royalty. Bacon, eggs, toast, and coffee almost every morning. Hot fresh meals every meal, less the occasional sandwich to work. Fine ingredients for everything and I've really been pushing myself to learn more. Once I got into a groove, most of the work is a couple hours every Sunday and 15mins per meal. Not only has my health gone way up (I feel a ton different), but even buying ingredients with zero concern for buying low-cost I still spend less on food. Even something like coffee, I can randomly splurge on a $25 bag of coffee just because I want to, because I still spend less than a couple bucks a cup, good luck doing that at a coffee shop.
As for holidays, I cut my budget on that and started saving the difference. I still do something "nice" every couple years, but the rest of the time I've had nearly as much fun with cheap non-pretentious short trips to do things with friends and family.
I blame debt for a lot of people in my age group that have trouble. When I looked around at my peers in my 20s and a bit of my 30s it's what I always saw. Tons of student loans. Needing a new fancy "cool" car at 18-20. Traveling all over on credit. They never could wait for anything. Meanwhile, I paid for college by working full time and for the most part giving the school checks every semester. It took me six years to get a "4-year" degree, but I walked away not owing a penny. I bought a car for $3,000 cash I'd saved two months after I graduated high school. It was in really nice shape, but wasn't trendy and modern. It was also damn comfortable and got me where I needed to be every time. I drove that until I was 25. I didn't really travel much until I was nearly 30, and even then it's not a huge amount I spend.
The thing is, everyone looks at me now like I'm rich, but most of the people around me who think that have more income than me or at the very least think I make a lot more than I do. Yeah, I have nice stuff, and yeah, I don't stress about money at all, because I don't have to. I only have mortgage debt, I could get rid of that if I wanted without too much pain. Car titles are on hand and clear and will be even though I'm looking at buying something else soon. I paid my dues the hard and patient way, when they were instead paying the bankers.
This to be used only as an example. "See we are fair! We even convict the son of the President. Trump's trial was fair too!"
Yeah, I don't care for gyms. I walk and bicycle around the neighborhood for most of my exercise. What little weight training I want to do, I have a few freeweights.
Well they are on the permanent no-go list. I believe that's the closest gym to me too. I'd rather find other ways to work out than going to gyms anyway.
Well at my age, I was going with more simple answer. I'd be supposed to look for Gen X and boomer women, and they are going to be beyond childbearing age.
Right now, Millennial men do not stand a chance at having the kind of relationship they want with younger Millennial women, much less Gen Z women. They should stick with older Millennial women, Xillennial women, and the youngest Gen X women.
Let's assume I fall into Millennial, or I suppose Xillennial (is that the very upper fringe? They are always making up groups). So, there's nearly a zero percent chance any of these groups offer the kind of relationship I want. The only such relationship I would be at all interested in results in family building, and they can't offer that.
on average, feminists are more intelligent, knowledgeable, educated, learned, financially empowered, and successful than patriarchal women
Bwahahahahahaha. I'll give them "educated," because they will rush to define that as advanced degrees. Albeit, they will define all of these things in ways that benefit them.
I guess their strategy is take up your entire drive so you can't play anything else if you have it.
You can just tell by their pictures. Colored plastic glasses, weird hair. No words needed.
Indians do suck. I don't care for muzzies, but at least the ones I've had to interact with personally are generally pleasant. Indians they got exactly right, rude and annoying.
I only read highlights. Doom game is only thing that interests me, but if it’s like Eternal and is a platforming game I’ll never even consider playing it. I have going through 2016 Doom probably 5 times, I deleted Eternal after a couple hours. I hate it.
Desktop-use wise I'm already 98% Linux myself, the other 2% if my scanner works in a virtual box then that's 1% of it covered.
I'll get to gaming eventually. I'm currently not prepared hardware wise to dual boot, I just don't have the disk space to give up to partition at the moment
I didn't know that...thanks. I do want to keep being able to use this old scanner so I'll have to get that set up
Looks good to me. When they decide they need one of those community managers, get a dog to do that too. Even the worst dog around would do better than any of the typical purple and blue hair nose ringed freaks.
I have had a problem with a wireless adapter too. USB. Actually most of the things I've had trouble with are USB or very old and niche (like a weird scanner).
There's not some crazy lottery, and every time I hear that term it's in regard to overclocking anyway. If overclocking is your obsession you're likely going to need a lot of your own research.
I'd pay particular attention to:
- Motherboard (especially any onboard features like wireless, bluetooth, SATA, etc.). There's not that many motherboards it should be fairly easy to find out about.
- Any expansion cards you plan to use beyond an AMD or Nvidia GPU
- Anything USB beyond a keyboard and mouse
You really don't have to concern yourself with things like CPU and RAM unless you're just being especially weird with your choices and not sticking to a common recent-gen x86 CPU, etc. I've heard AMD GPUs have better driver support, but I'm sure there's resources for learning with all the Nvidiaphiles out there. I've only used with AMD GPUs.
If you have a bunch of gamer things, like Razer 1337 Gam3r D3a1hma1ch Super Professional MLG Extra-Mechanical Ultra RGB Sk1llz keyboard and the functionality of the included software is important to you, I'd be very wary of any such features working in Linux. Linux users are not the target marketing for those, so it's going to be nowhere near out of the box to use.
Wow, that dancing is just shit.
Yeah, that's on my list. I'm going to try it once I get to a real dual boot. I have to get my hands on (buy) a 2.5" SSD first
It has to be where you go. I don't run into this either. I also don't like eating on city sidewalks.