Social Credit Score: Bank edition
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Genocide the bankers
Cool it with the anti-semitic remarks...
No
I may be mistaken, but isn't today the day that Jesus drove the money lenders from the temple?
Seems an apt way to honour him.
When you realize the government has controlled banks for a long time now, everything makes more sense.
Started with the Housing Market Crash of 07, followed by multiple Fed regulations and acts that regulated bank income (especially the Durbin Amendment.) Now, banks can’t even have accidents that benefit customers without a Fed coming up to sniff someone’s ass. What’s left is just another arm of the government.
Exactly. Banking is pretty much an arm of the government now.
Just a friendly reminder that bankers only recently caused the greatest financial crisis in the last 80 or so years, laying waste to the futures of millions of people.
Hey now, that's anti-semetic.
Who's betting in future they'll be using AI to generate lists of infringements and scores of individuals. And all done by private companies so the state can proudly say "they're private companies, they can do what they like"? And they'll all collaborate together as a form of blacklisting on the grounds of "preventing fraud and criminality"?
I’ve never been able to get people to come to terms with the idea that a credit score is only one very small step away from the hugely feared and much derided Chinese social credit system. Except that their system isn’t a single monolithic score, it’s run by a myriad of a different smaller governmental agencies, and it mainly affects companies. But oh no China’s the bad guy with their system.
I'm on board.
How can anyone think that having an organization like Equifax monitor and document all of your financial transactions and then use the information to advise banks whether or not to lend you money is legal, let alone moral?
Hey look, more Maoism with American tendencies.
It will get worse before it gets better.
And the alternatives are?
Cash, for an obvious start.
Local credit co-ops, moving forward. Or even just organizing major purchases through agreements with extended family to each lend a small portion.
Lots of alternatives, really.
Also in the news today :
https://x.com/middleeasteye/status/1773490200494178619
"In 2024, Jewish money is once again being confiscated by a German bank: Berliner Sparkasse freezes Jewish Voice account," Jewish Voice said in a statement
You know how people quit bosses and not companies? It's the same thing with companies they do business with. I got my first credit card through BoA and I really liked the guy who helped me through the process. I had issues with my ID due to a move and he made a joke about voter ID. So sometimes the guy you work with might be based even if he works for a pozzed company. If I knew then what I know now I never would have gone with BoA but it would be retarded to ditch the card right now because of how credit works. I'd never bank with them though. You can get much better service and interest rates with a local credit union.
How would you know with certainty that your bank of choice isn't pozzed in a similar way?
Realistically, you don't. But there are precautions you can take.
One, don't put all your eggs in one basket. Who ever said you had to have just one bank? I've got my day-to-day bank which cashes my checks and pays bills because it's the most convenient. Then I've got a different bank with better interest rates which the remainder of my money gets transferred to every month. Then I have a few more with retirement savings. And a few grand in cash under the old mattress.
If any of these fail, I have backups, so long as I move fast enough.
I can also put pressure on any individual bank that starts acting up. During the Convoy I spoke to my main bank, at the time. They couldn't assure me that my money wouldn't be frozen so I withdrew it, in cash. Their limit was $3000, so that's how much I pulled out everyday until I had completely drained my savings with them. It's not confirmed but the rumours are that the Emergencies Act was withdrawn so quickly because of pressure people put on the banks by withdrawing funds.
Ideally, you don't work with any bank. But, realistically, there are certain conveniences that are hard to do without. Just make sure you are ready, at any time, to both voice your displeasure and move your assets.
Participation in the US banking system requires submission to the state religion.
The only banks that aren't pozzed are unironically banks flagged in countries the US state department considers terrorist/enemy nations. (Many have their own issues so I don't necessarily recommend seeking out your Republic of Isthmus)
Yeah I’m not banking in Gaza.
Just saying.
Seems like a job for AI. Take a bank scan all of the news about it for the last 40 years. Summarize any debankings and the reasons that were given.
That would certainly be useful.
Yeah but you haven’t done anything and have no idea.
Helpful.