Yeah, I would say there's something else going on. I probably write 1 new $5m deal a month on average with the occasional $15-30m deal here or there. Most projects I lend to are ~10 units but I've done up to 100. The 100 unit one I did, ALL, and I do mean ALL of them were presold to regular people. The developer actually refused to sell to investors/companies and wanted people who wanted to live there as their main home buy because it was also where the developer was going to live and house his mother too. That's a one-off unique situation but still, I see new developments all the time and most people buying are not investors or companies. Companies typically buy the whole building and usually do the development themselves. Investors do buy from time-to-time, sometimes in hot markets and don't even intend to buy the house, they're just looking to flip the presale...
Anyway, I think your specific situation has some unique reasons for why it happened to be that way but it's not normally only investors buying. Still, a lot of people buying houses are buying a second home or a rental too as you can see from the numbers above so it happens but it's not usually any sort of sophisticated super-rich scheme. A lot of people buying rental properties are just people like your mom or dad deciding to buy a second property for their retirement. They aren't super rich by any stretch.
I think your situation regarding "can't wait" is unique also. Lots of people are in 12-month leases and can often negotiate month-to-month... so if they pre-buy a property, they don't need to worry about rent going up because they're in a lease. By the time the lease is up their house is ready or maybe they go month-to-month a few months or have to break a little early.
I think you're looking at this a little too "investor-like" yourself. Lots of people buying these new developments want the house in that area and want something new. They'd rather pay a little more in rent for a year to wait for their dream-home rather than buy something they don't really want because they care to save some money in rent.
Also, a lot of the people buying these presales are upgrading homes. They bought something cheap before and are looking to buy their forever home. They can wait for their forever home as long as it's exactly what they want.
One day the left and lukewarm-right will realize who their enemy is.
I work in residential development as a lender so pre-sales is a large part of my job since they're a requirement to do the developments I lend to.
I would say 85% of presales are in fact regular Joes. Only 15% of presales are "investors". Most new developments, besides high-rises aren't on a 5 year timeframe. They're more like ~12 months on average. Most people can afford to wait 12 months before they get into their new house. Still, even on the high-rises, that's still a 24-months timeline NOT 5 years. Even 24-months most people can afford to wait. Some people even prefer waiting. Maybe you put 5% down and then 24-months later you have enough saved for 20% down to complete your purchase. If you've been renting for 10 years, what's another 12-24 months?
the only search engine that isn't curated by western governments is Yandex.eu
Truthfully, we should be deporting everyone that immigrated since ~1850s... We don't need the Irish or the Italians here... but to an extent, we kind of already missed that boat.
I think where we can fix things here is to deport all non-Whites. Things truly started to go significantly downhill when both the USA/Canada started allowing non-White immigrants in which was around the 1960s. If we just deport all non-Whites, we can start our society anew.
Also, we should ban immigration entirely. If we want more people in our country, get women back in the household, reliant on men and breeding kids. Let's make things so Patriarchal that women look to A Handmaid's Tale as a better life.
I'm not talking about the Torontos... I'm talking much smaller. How many towns in the mountains can just build more roads in the mountains to sustain a higher population? Sure, maybe Sask or Alberta can cause it's flat but then you find out the natives own most of the land near the city so where do landfills go? The natives want too much money to build on their land.
Conservatives might even make things worse. They're coming up with very macro-level policies to try to solve things that may just end up fucking up the planning of cities and end up fucking cities up. I don't want to begin to explain but some areas in Canada truly can't sustain more people because there's no room and the cost to expand is just too high for the services that would be needed to grow the city. The conservatives want to force these cities to grow which is just going to end up bringing in immigrants to good white cities and clog up the roads and overstrain the services. They're just going to make things worse.
That seems likely, perhaps we should increase the UBI even higher.
3.0E wasn't too bad tbh.
How about we let them play sports naked? I feel clothes are oppressive to women tbh
I was thinking if they were convicted felons or drug addicts we should give them twice the typical UBI so $200k/yr for drug addicts. We should probably scale it down to $25k/yr if the receiver is White given their privilege. $0 if they're White and male.
Maybe we ought to make it a $100k/yr UBI then.
It is being done on purpose because the controllers of society don't want you to start questioning why given our modern technology does the architecture, materials and construction of these old buildings seem to be far beyond anything in modernity.
I really want to be like Woman... But I feel maybe I've been too hard on women lately so I'm going to chalk this up to her being a woman.
Let's just give everyone a $50k/yr UBI and call it a day.
Lucifer
If they had the brainpower to figure this stuff out they wouldn't have voted wrong in the first place. This is why civilized societies don't allow women to vote.
I mean if you want to follow the Talmud you can.
Anyone serious about analyzing religions would come to the conclusion that Islam is the only decent religion left in the world.
Jesus simped for prostitutes like Magdalene and he was clearly banging her.
Jesus was a coomer who was banging a reformed whore.
I think you're a little too harsh on the sluts. There's prostitutes in modern society that can fuck a few new guys a day and still not catch STIs or getting knocked up. There's precautions that can be taken.
In any event I still consider these sluts superior to the women selling products to simps. These women selling a product are a huge detriment to men in society. A slut can always be a wife if she wants to and while she's not a wife she can indulge the men in having enjoyable sex.
I've always respected the women that enjoy having sex with men far more than the women who look at men as customers and despise men's sexual attraction toward them.
The real life women are off limits to 99% of men so when they dress like whores but then make themselves off limits to 99% of men, they're insulting 99% of men. What women are saying is "check out how hot I am. Does this turn you on? Well, you can't have this because you aren't good enough for it." Women in real life dressing like whores but then turning 99% of men down are insulting the men. It's a taunt and an insult. It's demeaning to the men.
On the other hand, video game women are available to all men who fantasize about them. These girls can't turn any man down so every man has equal opportunity to fantasize about the women and that fantasy will always live up to itself because the girl will never turn the guy down since she isn't real. That makes these video game characters not an insult of men but rather a fantasy for men to lust over and feel good about it.
One is fiction/fantasy, the other is real life. That's the ultimate difference.
Quite honestly, if a girl dressed like a slut and slept with most men instead of thinking she was too good for most men, I actually wouldn't have a problem with her. She would be a fun nice girl in my books. The problem with modern women is they dress like whores/sluts and act like they're too good for 99% of men. Their mere existence is an insult to men.
Needs to be cheap though, that's kind of the holdback.
Yeah, this is ConPro... Wait, I'm in KIA2? huh.... I suppose it's pretty anti-jew here but I dunno if it's that much.
KiA2 in a nutshell: GIVE ME BIG ANIME BOOBIES. GOD WHAT HAVE I DONE TO DESERVE THIS GAMERGATE HELLHOLE. GIVE ME BOOBIES I WANT BIG ANIME BOOBIES PLEASE GOD PLEASE. THE CURVES ARE ALL I EVER WANTED. NICE FEMININE CURVES. I SWEAR I HAVE NOT SINNED TOO BADLY GOD PLEASE DONT ABANDON ME GIVE ME BIG ANIME GOTH TITTIES PLEASE