What's the difference between not having them, and getting your accounts with them frozen? If you don't have them, they won't steal your money.
I understand it's difficult. I don't care. Neither should you. These people are your literal enemy and they hate you. They will steal your money if you let them, and you have no legal recourse at the moment.
Sorry, but the customers are wrong, and they need to be taught they are wrong to have a MasterCard. It sucks, but this is why this fight is the hardest of them all.
The customers don't have a choice. In almost all countries worldwide, bank debit cards support Visa or Mastercard, and most customers can only pay you with their bank card.
I refuse to support PayPal for my business on principle, even though it means I lose many customers who are only willing/able to pay via PayPal.
I support a range of alternative payment methods for the majority of my customers, but over 95% of all transactions are made with Visa/Mastercard enabled bank cards.
If stopped supporting Visa/Mastercard bank cards, I'd go out of business.
I'm not saying don't support them. I'm saying don't use them, or disincentivize them, (price show the price of transaction with Visa & MC in the checkout), offer discounts for other methods. I understand the severity of the problem.
I specifically got a checking account with American Express for exactly the Bank Card reason. If you are an online retailer, you should offer using Crypto as well. You should still be able to take checks.
I fully understand that this makes it difficult for everyone involved, but that's the problem. The convenience is why you have a monopoly seizing your assets and shutting down your business.
At the moment with Credit Card companies, American Express and Discover can do all the the same things MasterCard and Visa can do, and they aren't actively controlling the monetary system and forcing policy changes at companies.
This means using your CC like a debit card instead of waiting to pay off charges with a minimum balance. Amex also happens to allow checking accounts, so if you want, you can literally just get a debit card from them.
Many merchants (like Steam and GOG) allow you to make gift card / wallet purchases where they'll hold the money. If you know you're gonna spend $200 in games a year, save the money and make a block purchase ahead of time so you don't have to keep sending processing fees to MC & Visa.
You should have some amount of crypto that you are using as an investment, or that you can use to pay for items. You can just transfer money over to the crypto when you want to use it, and just use it within a short time span, like a few days. Crypto is volatile, but it's not that volatile that you can't use it in the same day or week.
You should still know how to write checks for legal purposes, but checks can still be used as acceptable payment for many things, especially anything official.
Additionally, you should still be using cash quite significantly, and you should be making sure to have a block of cash saved in a safe in your house for emergencies.
For long term saving you should still consider gold & silver, even if it's "Vault Gold" which I can go over at another time.
You ought to do all of these, but you should really consider doing at least one of these to weaken the power of these institutions.
So how does any of this get a payment FROM steam if you are forbidden from using banks? You know, the problem the developer was having in the first place.
he wasn't having problems not using banks. His problem is that the government fully debanked him with Credit regulations. That means you have no other choice but gold and cash.
His situation is far worse than just "don't use paypal"
I don't make the rules. I'm just trying to save you from the heart break.
The problem is they have a monopoly in most parts of the world and once you do that, you can't receive payments from most customers.
Most people have a Visa/Mastercard card and/or PayPal account, and won't pay for your services if you can't accept those options.
What's the difference between not having them, and getting your accounts with them frozen? If you don't have them, they won't steal your money.
I understand it's difficult. I don't care. Neither should you. These people are your literal enemy and they hate you. They will steal your money if you let them, and you have no legal recourse at the moment.
Sorry, but the customers are wrong, and they need to be taught they are wrong to have a MasterCard. It sucks, but this is why this fight is the hardest of them all.
The customers don't have a choice. In almost all countries worldwide, bank debit cards support Visa or Mastercard, and most customers can only pay you with their bank card.
I refuse to support PayPal for my business on principle, even though it means I lose many customers who are only willing/able to pay via PayPal.
I support a range of alternative payment methods for the majority of my customers, but over 95% of all transactions are made with Visa/Mastercard enabled bank cards.
If stopped supporting Visa/Mastercard bank cards, I'd go out of business.
I'm not saying don't support them. I'm saying don't use them, or disincentivize them, (price show the price of transaction with Visa & MC in the checkout), offer discounts for other methods. I understand the severity of the problem.
I specifically got a checking account with American Express for exactly the Bank Card reason. If you are an online retailer, you should offer using Crypto as well. You should still be able to take checks.
I fully understand that this makes it difficult for everyone involved, but that's the problem. The convenience is why you have a monopoly seizing your assets and shutting down your business.
I've said it before, but telling people to stop using things without also mentioning the alternatives is pointless.
And frankly, in this case we don't have meaningful alternatives to paypal.
I did elsewhere in this thread.
"just debank yourself so they can't debank you"
"but also then you're fucked for modem life"
No. Don't use enemy banks and be your own bank.
You need to save money and pay for money using alternative means.
Do you have any alternatives to propose?
At the moment with Credit Card companies, American Express and Discover can do all the the same things MasterCard and Visa can do, and they aren't actively controlling the monetary system and forcing policy changes at companies.
This means using your CC like a debit card instead of waiting to pay off charges with a minimum balance. Amex also happens to allow checking accounts, so if you want, you can literally just get a debit card from them.
Many merchants (like Steam and GOG) allow you to make gift card / wallet purchases where they'll hold the money. If you know you're gonna spend $200 in games a year, save the money and make a block purchase ahead of time so you don't have to keep sending processing fees to MC & Visa.
You should have some amount of crypto that you are using as an investment, or that you can use to pay for items. You can just transfer money over to the crypto when you want to use it, and just use it within a short time span, like a few days. Crypto is volatile, but it's not that volatile that you can't use it in the same day or week.
You should still know how to write checks for legal purposes, but checks can still be used as acceptable payment for many things, especially anything official.
Additionally, you should still be using cash quite significantly, and you should be making sure to have a block of cash saved in a safe in your house for emergencies.
For long term saving you should still consider gold & silver, even if it's "Vault Gold" which I can go over at another time.
You ought to do all of these, but you should really consider doing at least one of these to weaken the power of these institutions.
So how does any of this get a payment FROM steam if you are forbidden from using banks? You know, the problem the developer was having in the first place.
he wasn't having problems not using banks. His problem is that the government fully debanked him with Credit regulations. That means you have no other choice but gold and cash.
His situation is far worse than just "don't use paypal"
What should we use, then?
Money order in the mail like the 80s
That would be a stupidly gigantic negative impact of sales.
That's the price gizornik willing to pay
https://kotakuinaction2.win/p/19BtPuts1q/x/c/4eVLjMd8xXO
I guess steam cards paid in cash is a valid option.
Discover and American Express only works in the USA.
Fair enough with Discover and Amex, but I suspect there are probably others in some other countries.
I think you can do bank transfers to Steam and GOG wallets, but I'm not sure. Imma start doing it though.