Not only this, but if you have no credit card and no debt (because you paid off your car and your house and any other loans and you have enough liquid assets to pay cash for everything), you have no credit rating. If you ever need to borrow for any reason, you'll be punished for being financially responsible. I use my Visa and pay it off immediately, because if I didn't I would never be eligible for a loan.
and the state makes using cash a problem either by threatening businesses or police literally stealing it off people.
Not only this, but if you have no credit card and no debt (because you paid off your car and your house and any other loans and you have enough liquid assets to pay cash for everything), you have no credit rating. If you ever need to borrow for any reason, you'll be punished for being financially responsible. I use my Visa and pay it off immediately, because if I didn't I would never be eligible for a loan.
this is why you can't stop using it.
They aren't inconveniencing you for no reason. They are inconveniencing you because they want you to stop.