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47
The S&P 500 is no longer able to keep up with inflation, so even if you invest in the stock market, you're still losing money to inflation (media.scored.co)
posted 124 days ago by RhodesianRidgeback 124 days ago by RhodesianRidgeback +47 / -0
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▲ 20 ▼
– Stagecoach 20 points 124 days ago +20 / -0

This jpeg post is not representative of inflation. US inflation went up 60% over the past 20 years, while the S&P rose 434% in that same timeframe. You'd have to be an idiot to believe this post title.

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▲ 10 ▼
– ApparentlyImAHeretic 10 points 124 days ago +10 / -0

jpg posters get the rope

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▲ 5 ▼
– biggusniggus 5 points 124 days ago +5 / -0

This is true, but you would have had to make the right stock picks for this. The majority of the companies that have been on the S&P no longer exist. You can always index fund it, but I'm not seeing the majority of index funds beat or match the S&P.

Plus, it's a shitty method of retirement. It always goes up, sure. It can take 6-13 years to catch up after a large wipe out, and timing can be a huge issue. People should lean more into bonds as they close in on retirement age, but even then there's a pretty big mix.

Not to mention, the mag 7 is pretty much being propped up by passive investment tools. When the market corrects, it's going to be people with 401ks that eat shit.

This casino is not rigged in your favor. If the destruction of money stopped, people could budget and save. Why is it that we had almost 200 years of no (some inflation/some deflation) inflation, and after we get a central bank we lean heavily into usury and inflating our way out of debt to the detriment of the majority of working people.

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▲ 11 ▼
– Stagecoach 11 points 124 days ago +11 / -0

Have you invested before? ETFs like SPY are literally designed to index the S&P 500, and they have shown a pretty good track record too. SPY went up 700% during the past 20 years. And it doesn't matter if the companies on the S&P change over time, because the ETF handles the stock picks for you.

Obviously you move your portfolio into lower risk options when you're close to retirement, but when you're young there's no reason not to invest. The growth of the stock values doesn't need to match or beat the S&P; hell, it doesn't even need to beat the inflation rate if they're paying dividends. And if you're using tax advantaged accounts like a Roth IRA or HSA, then even better. Not having to pay any taxes on your growth makes a pretty huge difference in the long run.

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▲ 3 ▼
– deleted 3 points 124 days ago +3 / -0
▲ 13 ▼
– TallestSkil 13 points 124 days ago +13 / -0

Well, hang on now. You’re comparing the M2 supply with a stock valuation. This… isn’t how things work. You have to compare the rate of change of that stock over time to the rate of change of inflation over time. Note that this image isn’t even correct because it’s using officially reported stats and not the real inflation rate.

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▲ 3 ▼
– SophiesBoyfriend 3 points 124 days ago +3 / -0

Some out-of-the-box(™️) thinkers believe M2 is the proper measure of inflation.

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▲ 4 ▼
– TallestSkil 4 points 124 days ago +4 / -0

The M2 doesn’t take into account the Eurodollar system, though. You know, the secret system created after WWII where European banks are allowed to print infinity US dollars out of thin air to use for transactions between their banks, and over which the US has no oversight.

Inflation is based on what level of interest jews want to charge us for renting their dollars. That’s what it boils down to. Every Federal Reserve Note in existence has more than its face value in debt in existence as a function of its creation. The debt can, by definition, never be repaid. The rate of interest changes the rate at which new dollars are printed to cover it in the short term, which then directly alters prices of actual goods.

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... continue reading thread?
▲ 2 ▼
– TheMafia 2 points 124 days ago +2 / -0

M2 is controlled by the federal reserve under rules set by congress. It's not a measure of anything.

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... continue reading thread?
▲ 2 ▼
– deleted 2 points 124 days ago +2 / -0
▲ 4 ▼
– Stagecoach 4 points 124 days ago +4 / -0

Not sure why you're replying to me a second time, but you absolutely can grow your savings faster than it loses value. My portfolio made +50% returns just in 2025 alone, and weirdly enough, my monthly expenses are still pretty much the same lol.

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▲ 2 ▼
– deleted 2 points 123 days ago +2 / -0

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