I discovered today that I am non-binary. Ask me anything
(media.kotakuinaction2.win)
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This has to be fake. Actuaries and insurance companies are the last people who will put their feelings over the bottom line. They are some cold blooded motherfuckers to even get into that line of work.
And where do you people live and what do you drive to get quotes this high? I have full coverage on a car that I bought brand new, and my rates have been about $1250 per year for the entire time I have owned it. And it's a WRX so the rates are higher for it than some grocery getter due to all of the people who drive like idiots and wreck them.
Plausible. They charge women less for the same insurance and "non-binary" is women. My guess is this is actually an edit of Male/Female.
That's why I suspect it's fake. Women get in a dozen fender benders for every wreck that men get in, but men total the car when we do wreck. So the rates being different is completely data driven.
Since "non binary" makes it impossible to differentiate, every insurance company is going to default to the higher rate or they are going to lose money. And one thing insurance companies never do is lose money on purpose.
This is a myth people love to parrot when it comes to insurance rates. The real reason men pay more is far simpler: men drive more miles per year than women. That's what outweighs women having a higher accident rate.