Ah, reason 1,000,001 why as bad as the US is, the UK is infinitely worse.
Apparently this guy's account was frozen by an ex parte request from the government. In the US the ability to go ex parte to the judge without any prior notice to the other party is extremely limited- like restraining orders for an imminent threat of violence, or serious crimes where evidence is presented that if you are notified of an investigation or court proceedings you will destroy evidence or flee. Certainly not for what appears to be an entirely civil matter.
It's just authoritarianism wrapped with a thin veneer of "democracy" over there.
De-banking is different than freezing funds. If you're de-banked, your existing accounts are closed and you can't open new ones.
While this makes life difficult to navigate, and almost impossible to navigate for businesses (which is why it's used against marijuana and gun dealers), nobody is actually seizing your funds. There are laws that govern how long a bank can hold on to your money if it closes your account, so you're getting your money back on that timeline at the latest.
In this case, it's a court order freezing his assets. There is a significantly higher bar to do that in the US, and as I said, only in exigent circumstances can they do it without having an actual court hearing where you're allowed to plead your side to the judge.
If your assets are frozen, your name is now marked by a fraud prevention service and no bank will have anything to do with you. You are de-banked by default. No bank account = no job (legally), no ability to pay certain bills (as they no longer accept cash payment) and you are excommunicated from society.
I suspect the laws in Ireland are similar but in the UK, the Government has the right to forefit funds from frozen bank accounts as part of any court order and accounts can be frozen indefinitely. Which means you're de-banked indefinitely too.
Its a pain in the ass but you can just buy debit gift cards to do any online bill pay. Every job is required to offer you a check if you want and places like walmart will cash them for 3 dollars. You absolutely do not need a bank to have a job.
Unless you can't find a bank willing to open an account. I knew someone that got debunked that told the bank "that's great, give me my money in cash," and the bank said no.
But on this occasion it's Ireland, the Ireland that isn't part of the UK. So this lies with the European courts as Ireland is in the EU.
But the UK has been known to do things like this too. Government overreach has gone too far when someone's takings from their taxed earnings is withheld from them without notice. At least jail him if he's not capable of his own livelihood by himself.
But then they'd have to do that to everyone not capable and that would put them up the creek without a paddle in no time!
Oof, that's on me. I know Ireland is an independent country and don't know why I made that mistake. I must have been thinking Northern Ireland for some reason.
It's not just the government. If you have a remotely valid claim on someone's assets, then it is extremely easy to get a preliminary order freezing someone's bank accounts.
Ah, reason 1,000,001 why as bad as the US is, the UK is infinitely worse.
Apparently this guy's account was frozen by an ex parte request from the government. In the US the ability to go ex parte to the judge without any prior notice to the other party is extremely limited- like restraining orders for an imminent threat of violence, or serious crimes where evidence is presented that if you are notified of an investigation or court proceedings you will destroy evidence or flee. Certainly not for what appears to be an entirely civil matter.
It's just authoritarianism wrapped with a thin veneer of "democracy" over there.
Hate to tell you, but the US has been debanking people for over 15 years with no recourse available for the debanked.
https://www.youtube.com/watch?v=pRj9pIITwEU
De-banking is different than freezing funds. If you're de-banked, your existing accounts are closed and you can't open new ones.
While this makes life difficult to navigate, and almost impossible to navigate for businesses (which is why it's used against marijuana and gun dealers), nobody is actually seizing your funds. There are laws that govern how long a bank can hold on to your money if it closes your account, so you're getting your money back on that timeline at the latest.
In this case, it's a court order freezing his assets. There is a significantly higher bar to do that in the US, and as I said, only in exigent circumstances can they do it without having an actual court hearing where you're allowed to plead your side to the judge.
If your assets are frozen, your name is now marked by a fraud prevention service and no bank will have anything to do with you. You are de-banked by default. No bank account = no job (legally), no ability to pay certain bills (as they no longer accept cash payment) and you are excommunicated from society.
I suspect the laws in Ireland are similar but in the UK, the Government has the right to forefit funds from frozen bank accounts as part of any court order and accounts can be frozen indefinitely. Which means you're de-banked indefinitely too.
That may be true in England but not America.
Its a pain in the ass but you can just buy debit gift cards to do any online bill pay. Every job is required to offer you a check if you want and places like walmart will cash them for 3 dollars. You absolutely do not need a bank to have a job.
Unless you can't find a bank willing to open an account. I knew someone that got debunked that told the bank "that's great, give me my money in cash," and the bank said no.
Bro try civil asset forfeiture which is legal in 49 states minus Nebraska IIRC
This is (the Republic of) Ireland, not the UK.
Yep, gave my mea culpa to m0r1arty when he pointed it out. Not sure what I was thinking.
I'm with you!
But on this occasion it's Ireland, the Ireland that isn't part of the UK. So this lies with the European courts as Ireland is in the EU.
But the UK has been known to do things like this too. Government overreach has gone too far when someone's takings from their taxed earnings is withheld from them without notice. At least jail him if he's not capable of his own livelihood by himself.
But then they'd have to do that to everyone not capable and that would put them up the creek without a paddle in no time!
Oof, that's on me. I know Ireland is an independent country and don't know why I made that mistake. I must have been thinking Northern Ireland for some reason.
It's part of the EU, so not very independent. Maybe as independent as Delaware.
I border Delaware, believe me they think they are independently special
It's not just the government. If you have a remotely valid claim on someone's assets, then it is extremely easy to get a preliminary order freezing someone's bank accounts.