YOu can issue a credit card, directly. I don't think that's the problem. But I don't know what you're saying exactly. Yes, at some point the banks would have to play along. Repayments, I guess, since most people pay their credit cards via bank account. IDK how open that is.

If you are gonna make it any harder than paying visa you may as well take crypto, though, or even some kind of wire transfer they will probably let you do.