It's a scam because they force you to buy it, yes, and because they make it prohibitively hard in many states to provide other methods of financial responsibility. You basically have to be a car dealer or run a limo service, here.
It's also heavily regulated, FWIW, which provides barriers to entry.
licenses and insurance are both government scams
It's a scam because they force you to buy it, yes, and because they make it prohibitively hard in many states to provide other methods of financial responsibility. You basically have to be a car dealer or run a limo service, here.
It's also heavily regulated, FWIW, which provides barriers to entry.