My company wage-matches on a retirement plan, so my "savings" are simply the maximum on that they're willing to match. After all, 100% ROI instantaneously is about the best you can ever do in the markets. But I'm not allowed to touch for many, many years, without jumping through a LOT of hoops. Savings I actually realistically have access to? Probably a year, assuming ideal conditions.
My company wage-matches on a retirement plan, so my "savings" are simply the maximum on that they're willing to match. After all, 100% ROI instantaneously is about the best you can ever do in the markets. But I'm not allowed to touch for many, many years, without jumping through a LOT of hoops. Savings I actually realistically have access to? Probably a year, assuming ideal conditions.