they need to focus on a "career and education", and that they can "always start a family later".
I think this is massively understated. Check the timeline of a career woman.
18yo, beginning of baby window: she's looking at potential colleges, not mates.
22yo, prime baby time: graduated, now has $30,000 in debt and no assets, she's looking for a job, still no husband
27yo, getting late: if she put $500 against the loan each month, 0% interest, she's now out of debt. Still no net value. If she's found a husband, she has time for 1-2 kids before things get complicated. If she wants kids at all, school was a waste of time.
29yo, last chance: she focusses everything on finding a husband and gets one locked down in two years; one kid, maybe it's already too late. If she's still working at the same rate, she's got $6000 in savings; almost enough for a used car.
30yo, the wall: no house, no car, if she's had a kid she's paying for daycare and there's no more saving. Unless the husband wants to carry this "girlboss", divorce will come soon.
I think this is massively understated. Check the timeline of a career woman.
18yo, beginning of baby window: she's looking at potential colleges, not mates.
22yo, prime baby time: graduated, now has $30,000 in debt and no assets, she's looking for a job, still no husband
27yo, getting late: if she put $500 against the loan each month, 0% interest, she's now out of debt. Still no net value. If she's found a husband, she has time for 1-2 kids before things get complicated. If she wants kids at all, school was a waste of time.
29yo, last chance: she focusses everything on finding a husband and gets one locked down in two years; one kid, maybe it's already too late. If she's still working at the same rate, she's got $6000 in savings; almost enough for a used car.
30yo, the wall: no house, no car, if she's had a kid she's paying for daycare and there's no more saving. Unless the husband wants to carry this "girlboss", divorce will come soon.