Federal back loans are a massive scam, useless degrees are the same, both rely on taking advantage of people who should have never been there in the first place.
Most people have a skill or another, why shouldnt they have a cert for it if they want to pursue it? Seems weird to want to gatekeep certs and degrees.
I’m not trying to gatekeep anything. I’m all for certifications and degrees. I do think there are some useless degrees. I can always count on you for your unnecessary input. I have no power to gatekeep. Have certifications myself. But there is a problem in dumbing down requirements and giving people degrees/certificates for just showing up. Like some moronic universities gave black students an A on tests or excused them from exams after the George Floyd stuff due to “trauma”. Ridiculous
In america, student debt is one of the only forms of debt that cant be purged by bankruptcy thanks to some laws passed in the mid 90's.
Student loan debt is not the only form of debt that cannot be easily purged by bankruptcy in the United States, although it is uniquely difficult to discharge compared to other types of private unsecured debt.
While it is true that laws passed in the mid-90s (and notably 2005) tightened restrictions, other debts—such as child support, alimony, and most tax debts—are also generally non-dischargeable in bankruptcy
Federal back loans are a massive scam, useless degrees are the same, both rely on taking advantage of people who should have never been there in the first place.
Add to that the old adage that “if everyone has a degree then they are no longer special”
Most people have a skill or another, why shouldnt they have a cert for it if they want to pursue it? Seems weird to want to gatekeep certs and degrees.
Just think useless degrees are sad. Certificates are great. Makes me sad to see my relatives to get a massive loan for a degree that isn’t marketable.
I’m not trying to gatekeep anything. I’m all for certifications and degrees. I do think there are some useless degrees. I can always count on you for your unnecessary input. I have no power to gatekeep. Have certifications myself. But there is a problem in dumbing down requirements and giving people degrees/certificates for just showing up. Like some moronic universities gave black students an A on tests or excused them from exams after the George Floyd stuff due to “trauma”. Ridiculous
I feel if we just made the studen debt dischargeable by bankruptcy a large amount of issues would be solved
Lawyers and doctors were strategically declaring bankruptcy after college. Education cannot be repossessed.
Maybe in canada.
In america, student debt is one of the only forms of debt that cant be purged by bankruptcy thanks to some laws passed in the mid 90's.