This has to be fake. Actuaries and insurance companies are the last people who will put their feelings over the bottom line. They are some cold blooded motherfuckers to even get into that line of work.

And where do you people live and what do you drive to get quotes this high? I have full coverage on a car that I bought brand new, and my rates have been about $1250 per year for the entire time I have owned it. And it's a WRX so the rates are higher for it than some grocery getter due to all of the people who drive like idiots and wreck them.