I noticed how the usual jidfs at pdw also support 50 year mortgage, h1b, epstein as hoax and bombing Iran. How interesting 🤔
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It's from your generation being bad with money and not living within their means, which are the other two of three factors I identified in my original comment.
It seems like you're actually too dumb to know you are agreeing with me.
You agree with me that there's a bubble? That makes no sense. All of the factors you cited are fairly stable. Life expectancy isn't going to drop substantially, houses aren't going to get smaller, and people aren't suddenly going to get better with money. So if these things are the main drivers behind home pricing, houses are actually being priced fairly and there is no bubble.
You're a boomer? Well, that makes sense.
There's a bubble and prices were too high without it. Both are caused by your generation being incapable of living within your means. Because dumb.