There’s been much ballyhoo lately about cost of living and affordability in media lately (deservedly so, imo) but I’m curious how hard it is for those of us who are a little more capable than normies (we like to think).
Feel free to be somewhat vague. Not asking anyone to doxx themselves. I’ll start.
In my mid-thirties. Married, two kids. Combined income is just under 100k. We live in a low cost of living area which has helped us a lot. We were able to buy a house in ‘21 with a 15 year mortgage and it feels like we got on the last lifeboat off the Titanic. We’ve been able to build about a 200k net worth, about half of which is home equity.
Day to day expenses are getting tougher, however. We’ve never had a car payment but our older kid has started school and that has put a strain on us since he goes to a private Christian school. I’ve worked in education and I consider sending a kid to public school to be akin to child abuse.
It feels harder and harder to save and invest. Just making ends meet with two kids in this red state feels like a Herculean task. Wondering if anyone else feels the same way.
Doing pretty well with a tech job at a company that actually still sells a product and doesn't just make our money skimming from other services or data mining our customers.
Worried about potential layoffs because the rest of the industry is being overtly replaced by H1Bs.
Diversity hires usually run tech into the ground because they actually can't code. Take note of product specs and prepare to roll out a superior product by yourself if you see the DEItards starting to infest your company.
Fortunately we actually have effectively DEI hires (outside of women). Company is almost entirely white.
Now don't make any mistake about it: our HR department and upper management would LOVE to diversify it. But we're not a Silicon Valley company and the company reflects the mostly local talent pool.