I'm not disagreeing with all the problems, only with his assertion that they don't exist anymore. They absolutely do, people just don't ask or look for them because they simply ask around for lower monthly payments to the exclusion of all possibilities.
I'm not disagreeing with all the problems, only with his assertion that they don't exist anymore. They absolutely do, people just don't ask or look for them because they simply ask around for lower monthly payments to the exclusion of all possibilities.