I’d like to be able to buy a house someday in my home nation, but it appears the only people who can buy houses in the U.S. anymore are j’w bankers, j’ws, a bunch of foreigners and muhnorities who get all sorts of help from my tax dollars to each get a nice house of their own without paying anywhere near what Whitey has to pay. Seems like this data would suggest housing prices have to collapse soon if there are that many houses for sale and so few buyers, but maybe they’re holding onto them for the next influx of illegals during the White genocide process, so it doesn’t really help me much.
It not impossible, I'm white trash with an okay job and me and my wife were able to buy one even at the absurd current rates just a few years ago. We even skipped the "first time home buyer" trap by actually showing up with a pittance of a down payment. And its in a "high cost of living" state, though not a major urban city.
Its bleak all around for sure, but reality is often less awful than the numbers make it look once you go out and put in the leg work.
You would still end up as one of the biggest losers if the prices and/or rates do crater though, would you not? Who knows how long it would take for the value to climb back to what you paid for it.
Not that I'm blaming you, we all need a place to live and raise a family, and I'll probably be in the same boat in a year or two.
Who knows how long it would take for the value to climb back to what you paid for it.
I'm living in it, happy in it, and it fulfills all the needs my family has in terms of space. That value is peaked without much sign of changing. I can afford it, and we have enough afterwards to not be struggling.
Obsessing over the monetary "value" of it is how our entire country ended up in this state. Sure X years from now I might end up having paid more than I had if I bought it then, but that's also X years my family would have been living cramped and less happy elsewhere.
When the rates crater I'll refinance and save a solid chunk then, which I'm already in the pipe to do, and since I don't plan to sell the value otherwise is only relevant to the taxes/insurance I pay on it, of which the value dropping benefits me. I'm sure its more complex than that and guys deeply knowledgable about all this will yell about my idiocy, but living in paranoid fear of "what if I get screwed later" keeps you from too much in life.
I’d like to be able to buy a house someday in my home nation, but it appears the only people who can buy houses in the U.S. anymore are j’w bankers, j’ws, a bunch of foreigners and muhnorities who get all sorts of help from my tax dollars to each get a nice house of their own without paying anywhere near what Whitey has to pay. Seems like this data would suggest housing prices have to collapse soon if there are that many houses for sale and so few buyers, but maybe they’re holding onto them for the next influx of illegals during the White genocide process, so it doesn’t really help me much.
It not impossible, I'm white trash with an okay job and me and my wife were able to buy one even at the absurd current rates just a few years ago. We even skipped the "first time home buyer" trap by actually showing up with a pittance of a down payment. And its in a "high cost of living" state, though not a major urban city.
Its bleak all around for sure, but reality is often less awful than the numbers make it look once you go out and put in the leg work.
You would still end up as one of the biggest losers if the prices and/or rates do crater though, would you not? Who knows how long it would take for the value to climb back to what you paid for it.
Not that I'm blaming you, we all need a place to live and raise a family, and I'll probably be in the same boat in a year or two.
I'm living in it, happy in it, and it fulfills all the needs my family has in terms of space. That value is peaked without much sign of changing. I can afford it, and we have enough afterwards to not be struggling.
Obsessing over the monetary "value" of it is how our entire country ended up in this state. Sure X years from now I might end up having paid more than I had if I bought it then, but that's also X years my family would have been living cramped and less happy elsewhere.
When the rates crater I'll refinance and save a solid chunk then, which I'm already in the pipe to do, and since I don't plan to sell the value otherwise is only relevant to the taxes/insurance I pay on it, of which the value dropping benefits me. I'm sure its more complex than that and guys deeply knowledgable about all this will yell about my idiocy, but living in paranoid fear of "what if I get screwed later" keeps you from too much in life.