"Attorney general seeks death penalty for Luigi Mangione."
(media.scored.co)
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Of course it is, and you are retarded for implying otherwise. An insurance company that doesn't exist after you pay into it is the same as an insurance company that doesn't pay out.
As for not answering his question, I already gave it more respect than it deserves by giving him some questions to think about to get to the answer. He wasn't asking in good faith because he is one of those "Won't you think of the poor CEO's" type.