I've used middlemen with storefronts quite a bit. What you say is true, but it's also true that middlemen strongly favor buyers in disputes even to the point of allowing them to perpetuate obvious scams on sellers, and preventing chargebacks is a major reason they do that. They would rather eat the cost of giving a dissatisfied buyer their money back than eat that same cost plus a 20 or 30 percent chargeback fee. So while they ban people who do chargebacks they're also very likely refund the money themselves if asked. Maybe OnlyThots is different. I don't know because I don't simp for ewhores. I will say that the places I dealt with were so eager to avoid chargebacks that even when some pajeet banned me from a storefront they refunded the $200 in pending orders I had even when I got abusive. I'm sure my threats to dispute the charges had something to do with it. Even pajeets who do nothing but mindlessly nuke accounts to reach their daily quota know not to fuck with chargebacks.