$400K is now middle class
(media.kotakuinaction2.win)
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Or you declare bankruptcy.
Also if you have a heart attack, your life might be over. So I guess you should never take out debt. Thanks for the life advice to never try anything! Also, good job completely ignoring the point about good vs. bad debt and instead just whining. I'm sure that isn't at all a reflection of your life situation. If $5k in debt is enough for your life to be over, you're doing things very, very wrong.
Also, kudos to you for managing to type up so many whinging posts with those hands you've worked bloody.