Don’t have the money to buy gold in the first place, and still essentially with my parents still for college, so what can I do to prepare for what’s probably coming?
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hard assets. Either work to buy your own house, or work to help your parents maintain ownership of theirs. if your parents don't own a house, suggest pulling resources between the three of you to buy one.
also be sure to take care of your car, and keep an eye on the supply chain for food.