You can't have just the "niceness package" of the bible. You have to take the whole thing. I'm not really that Christian but the bible is a great guide on how to live life.

You want these nice things? Fine. You must accept the parts on sexual morality too. You must work. It's really clear, not willing to work, you can't eat.

Debt is not to be taken lightly. Forgiving debts is one thing, but a Christian would never seek debts and not want to repay them. Even if the debt is unfair, it's not their job to judge the creditor. It is their job to fulfill the commitment they made.