Yeah it's funny I was writing a check to a black guy, a painter, for several thousand dollars to basically repaint my whole house. He was like: I have to go to the bank and deposit this now because I'm afraid they will find some problem with the check. I was like: dude, it's cool that you're worried about getting paid. You can just say you want to make sure the check clears. I couldn't really tell if he was actually paranoid about the bank, was worried that I wasn't good for it (which like I say is a totally reasonable thing to be worried about -- not because of me in particular just in general), or he just really needed the money.