Conservatives used to argue against driver's licenses. I guess you can make an argument against them. But requiring insurance, even if it's an insurance with a 100% payment, is reasonable so you don't go around wrecking other people and their cars without compensation.

Instead what is has done is have people treat cars as expensive toys with a load of scams helped along by the legal industry to push up prices.

When people speak of a driving loicence they really mean the person has been trained or tested to drive properly instead of something that lets the state fuck about with peoples rides.