Go to bank to get a card specifically because at some point you can't avoid using a credit card and that moment has come.

The lady at the counter seems competent, you explain your need for the financial service, and everything goes smoothly.

Go home and try to make your payment. The card is blocked.

It's automatically blocked, because frauds. So why give the fucking card. Why give the fucking card assuring the costumer he can now make his payment when he asked to confirm everything is set, because it's semi-urgent.

The lady who seemed competent didn't bother making sure the costumer can actually make the payment she was helping setting up a card for.

Part and parcel of living in a diverse low-trust country where criminals aren't kept in jail.