I agree with your second paragraph completely. I also agree that if charitable groups want to cover the difference, that is all on them.
I want you to understand though that charitable groups will not be able to afford the difference. If your entire argument is based on this presumption that by privatization healthcare it will reduce the cost such that charity groups can easily make up the difference for those who can't afford healthcare, you are wrong. You're selling yourself a fantasy in order to not have to deal with the moral conundrum of not wanting public healthcare but also wanting all people who can't afford healthcare to get treatment. It's a fairy tale and it's why leftists are so opposed to your arguments because they know it's wrong. You will get some donations and some charity but you will not get enough and that's fine. You're going to need to come to terms with that.
Part of the reason charity is better than government is it allows people to control the funds. Perhaps they only want the funds to go toward healthcare related to issues that aren't drug related. That's good. Let them direct the funds on a manner they are most appropriate. It's their money. Only want to treat white people and not blacks? By all mean. Let them. But don't expect there to be enough funds because there won't be.
Also, healthcare will in fact get more expensive not less because the price will properly reflect the supply and demand but this is a good thing. Those with money to spend will spend it which will increase wages in the industry to leading to more innovation and better quality treatment which in the end is a better outcome for society as a whole. Socialized healthcare reduces the innovation in the industry and leads to less effieicnt. We don't divert resources properly given the supply and demand. This is what leads to shortages of workers, not enough hospital beds, not enough doctors, surgeons etc... (Though the doctors guilds and their monopoly on training/certification needs to be abolished also). Privatized healthcare will likely lead to a result where the most cutting edge and best healthcare goes up in price significantly, the average healthcare treatments goes up a little but with much better quality of service. You'll start to see more disparity in the quality of healthcare such as say the difference between money managers that manage $100k at a retail bank vs. money managers that manage $100,000,000 in net worth at a wealth management firm. Middle-class people will have access to better quality healthcare if they are willing to pay for it. Good doctors will be paid more. Bad doctors will be paid less. People will start shopping with their wallet and that's a good thing. The outcome is better. Privatized healthcare is superior in all regards.
I just want to reiterate though that if you fully privatize healthcare some people will not get enough money to get their treatment even with charities funding people and that's fine. If you don't think that's fine you shouldn't promote privatized healthcare. You're just fooling yourself because you can't take the next logical step morally and lose this idea that human life is worth saving for its mere sake. It's not. Your existence doesn't mean you have value and if you don't have value, no one has any reason to save you and no one should be under any obligation to save you if they don't want to.
I agree with your second paragraph completely. I also agree that if charitable groups want to cover the difference, that is all on them.
I want you to understand though that charitable groups will not be able to afford the difference. If your entire argument is based on this presumption that by privatization healthcare it will reduce the cost such that charity groups can easily make up the difference for those who can't afford healthcare, you are wrong. You're selling yourself a fantasy in order to not have to deal with the moral conundrum of not wanting public healthcare but also wanting all people who can't afford healthcare to get treatment. It's a fairy tale and it's why leftists are so opposed to your arguments because they know it's wrong. You will get some donations and some charity but you will not get enough and that's fine. You're going to need to come to terms with that.
Part of the reason charity is better than government is it allows people to control the funds. Perhaps they only want the funds to go toward healthcare related to issues that aren't drug related. That's good. Let them direct the funds on a manner they are most appropriate. It's their money. Only want to treat white people and not blacks? By all mean. Let them. But don't expect there to be enough funds because there won't be.
Also, healthcare will in fact get more expensive not less because the price will properly reflect the supply and demand but this is a good thing. Those with money to spend will spend it which will increase wages in the industry to leading to more innovation and better quality treatment which in the end is a better outcome for society as a whole. Socialized healthcare reduces the innovation in the industry and leads to less effieicnt. We don't divert resources properly given the supply and demand. This is what leads to shortages of workers, not enough hospital beds, not enough doctors, surgeons etc... (Though the doctors guilds and their monopoly on training/certification needs to be abolished also). Privatized healthcare will likely lead to a result where the most cutting edge and best healthcare goes up in price significantly, the average healthcare treatments goes up a little but with much better quality of service. You'll start to see more disparity in the quality of healthcare such as say the difference between money managers that manage $100k at a retail bank vs. money managers that manage $100,000,000 in net worth at a wealth management firm. Middle-class people will have access to better quality healthcare if they are willing to pay for it. Good doctors will be paid more. Bad doctors will be paid less. People will start shopping with their wallet and that's a good thing. The outcome is better. Privatized healthcare is superior in all regards.
I just want to reiterate though that if you fully privatize healthcare some people will not get enough money to get their treatment even with charities funding people and that's fine. If you don't think that's fine you shouldn't promote privatized healthcare. You're just fooling yourself because you can't take the next logical step morally and lose this idea that human life is worth saving for its mere sake. It's not. Your existence doesn't mean you have value and if you don't have value, no one has any reason to save you and no one should be under any obligation to save you if they don't want to.