Did insurance premiums really increase because of Obamacare? I am continuing to write my essay on Universal healthcare, showing both the pros and cons, but I haven't been able to find any evidence Obamacare actually increased premiums, all I can find are conservative media outlets saying so. Trump often claimed Obamacare caused insurance prices to rise, and even some to lose their insurance, but I'm have trouble finding any evidence of that. Does anyone know anymore about this, or have any links to credible sites showing evidence of it?
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They should allow catastrophic health insurance for that and appropriately price the risk instead of expecting people to pay the price of a comprehensive plan but only receive the benefits of a catastrophic plan. The current system just allows higher risk people to rip off their neighbors.
Exactly.
Catastrophic plans are the only sane insurance. Insurance for everything defeats the point of insurance, has caused insane rates and been used to massively inflate the cost of medical care. It just becomes a middle man that you have to work through to get medical coverage, which lets the medical industry charge even more instead of actually having to compete.
It causes insurance to be practically required, even if not legally mandated. All part of the plan.
You can sorta get that with an HSA linked plan