Those people are retarded. 1) your deductible which is minimum $1000 these days, often $2500. 2) if you file a theft claim, your insurance premium WILL increase as a result. The surcharge sticks with you for at least three years. Maybe longer. Depends on the state.
Insurance isn't intended for small shit. It's intended for big things like your house burns down. 3) file too many claims you're basically uninsurable because no one will touch you or your insurance price will be astronomically high.
Whoever says that crap has clearly never owned a home.
"If you shoot someone stealing from you that means you value your things over their life." "No, it means they value my things over their life."
yes, yes i do.
the dust under my bed is worth more to me than any burglar's life.
This is the reality of a person who knows nothing of loss, responsibility, or inconvenience
You could have just stopped right there to be honest.
but should
Some shitlib.
Those people are retarded. 1) your deductible which is minimum $1000 these days, often $2500. 2) if you file a theft claim, your insurance premium WILL increase as a result. The surcharge sticks with you for at least three years. Maybe longer. Depends on the state. Insurance isn't intended for small shit. It's intended for big things like your house burns down. 3) file too many claims you're basically uninsurable because no one will touch you or your insurance price will be astronomically high.
Whoever says that crap has clearly never owned a home.
Hell if you file a claim your insurance might just drop you.