When I first set up Windows 10 I used an account. I had one for the Xbox and I've gotten where I really only use Windows for photo editing and games occasionally, so I didn't think a big deal. Extra bonus feature, when I changed my e-mail address on my Microsoft account for whatever reason it totally broke my Windows login. I had to do some trickery to get in via a local administrator account and ended up totally wiping and starting over local-only.

Not sure I could use Windows 11 anyway, I don't think my system has any support for TPM2. I've really gotten used to Linux over the past couple years anyway to the point I prefer being in Linux for browsing, spreadsheets, day-to-day type stuff.