So, it's not just inheritance tax that is the problem. When my grandpa needed to go into a home, the home tried to steal my grandmas house. They got angry she wouldn't sign anything without another person with her. They tried to convince her that the home she was living in, and had her name on the deed since it was purchased wasn't hers.

That's not even inheriting a home. That was her fucking house, and the homes for elder care have policies and procedures to steal the houses of spouses. The laws are on their side with Medicare. To keep anything it has to be given away YEARS before the elderly person revive a care or the government will claw it back. This goes for homes, and money.