$400K is now middle class
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I make $150k/yr and I could do all of that without a wife even working. And where I live, the average 3-bedroom house costs $970k.
I would just have to buy cheap products instead of the newest and shiniest. The real part that isn't talked about is that young people don't actually want this lifestyle. Young people would rather have the financial freedom to order Uber eats when they feel like it instead of being tight with money. Women want to be able to travel overseas not once every 5 years but twice a year or more. The frugal lifestyle to raise a family is not what young people in this generation want. The priority of young people is having financial freedom to waste money without feeling the impacts and always buying the latest and greatest product. You need $400k/yr to do that and buy a house and a car and raise a family. Young people don't want to be middle class from the 90s. Young people want to be upper class.
Right? My brother has almost this entire list in the suburbs of a major metro and he makes around $140k. His wife has worked in the past, but hasn't for a few years now. I'm single, have only ever made over $100k the past three years, and have two houses, two paid off cars, and certainly don't feel anywhere close to a poor person. We didn't start off with some trust fund endowment either, my parents were literally bankrupt when I graduated high school and didn't contribute a dime to either of our educations.
I've got a mid-20s friend too looking at buying a house with his wife and kid, and he makes right under $70k. It's a bit of a stretch for him, but he will probably be fine as he is generally okay not spending money to be seen as rich.
The biggest hurdle to the house, car and wife+kids lifestyle tends to be the wife from my experience. If she wants a new house in the nicest suburb in the city, with a brand new SUV and the nicest everything then you're fucked. That's $400k/yr right there. If your wife is perfectly okay with nothing then almost any guy can make it work.
Especially with regards to the unwillingness to stick it out and work up a bit. They have to have everything when they are a young 20-something and in reality all the end up doing is pissing all their money away to banks for interest on things they couldn't afford.
What they tend to piss away isn't necessarily their money but their opportunity for the husband + kids lifestyle. That's because a lot of women refuse to settle for 1 man in their early 20s since they can instead benefit from many men. Instead of 1 overseas vacations every 5 years if she stayed with 1 man, she can get 2 per year if she has "fun" with a couple different men each year who all take her on 1 trip each. And the good looking women are in fact doing this while they're young because they see it as their birth right for being good looking young women. The problem is that by the time they're ready to settle-down for the modest 3-bedroom house, car and kids lifestyle the successful men don't want her anymore. Worst of all though, her previous experiences have heightened her expectations such that she comes off entitled and overvaluing herself. When she realizes she can't get her overblown expectations met, she becomes jaded and starts to hate men.
If a vicious cycle. If women, when they were young and hot, simply picked 1 successful and quality man then supported this man, they could easily have the 90s middle-class lifestyle. For the most part, women don't want this lifestyle and by the time they decide they do, it's already too late for them.
Definitely agree here. What you leave out is purchasing power has been destroyed over the last 100 years and has really eroded in the last 3. If younger people could do a fraction of the things they want they wouldn’t complain so hard, but their money allows them to do nothing currently.
Agree here. You still need to spend your money wisely, but expenses are out of control due to runaway inflation.
So the way most families and people sustained themselves throughout the entirety of human existence?
I can tell by the tone of your incessant minging here, that you haven't "worked your hands bloody", once, in your entire life. "Risking death"? Oh, please.. Prima donna me some more drama!
You probably spent more time online complaining than you ever have working a job. Nearly all of the younger generations are exactly like you. Whining fucking complainers who never put in any effort, never developed any skills, but expect everything worth having to be handed to you in life. News flash, kiddo.. life is hard & takes work. Anything worth having takes time, effort, and hard work.
If you think you can't live and raise a family on less than 400k, it's because you are retarded child who doesn't know anything about budgeting, or how to live simply. And I hope your new profile gets banned again soon, you fucking sock puppet crybaby bitch. Get a fucking job, loser.
Exactly as expected. You are piece of shit good for nothing loser who doesn't attract women not because you are poor, but because you are an unmanly minging complaining bitch. A bitch ass faggot that deserves nothing in life, ever. A man cannot call himself a man, if he cannot even take care of himself or his family. Grow up, child.