So a Newfie is in Toronto, and he's down on his luck. He decides to panhandle outside the Royal York hotel, where all the rich bastards stay.

He approaches an American getting out of his limo, and begs him for some change, saying how his wife will leave him if he doesn't make something of himself.

The American replies: "You're from Newfoundland aren't you? I recognize the accent, my wife and I vacation there every summer. Tell you what: Answer me these questions three, and I'll make you a millionaire."

"OK," says the Newf. "What are they?"

"1. How many days start with "T"? 2. How many seconds in a year? 3. How many "Ds" in 'Rudolf, the Red-Nosed Reindeer'?"

The Newfie is stunned. "Oh, b'ye, I don't want to get any of these wrong, can I have some time to think these questions over?"

The American agrees. "We'll meet here at noon tomorrow".

So the Newfie shows up promptly at noon the next day with a big grin on his face. The American asks if he has the answers,

"Sure do!" says the Newf.

"So, first question. How many days start with "T"?

"Oh, that's an easy one. Today and tomorrow."

The American laughs. "Not the answer I was looking for, but I'll allow it. Second question: How many seconds in a year?"

The Newfie laughs. "Oh, this one was easy, too. 12."

The American is stunned. "How do you figure that?"

"Well, there's the second of January, the second of February, the second of March ..."

The American laughs harder. "OK, ok, you've got me there. Now. How many D's in Rudolf the Red-Nosed Reindeer?"

"Oooh, b'ye, that one was the toughie. I had to take my shoes off for that one ..."

"So, what's the answer?"

"115".

Again, the American is stunned. "How did you get that?"

"Dee dee, dee dee dee dee dee" (counting on fingers and singing)

The Newfie became a millionaire that day.