I've got a married cousin who racked up a bunch of credit card debt (though it was only about 16k which certainly isn't insurmountable) when she and her husband were younger.
They stayed at my house a few years back while they were visiting the area and we were talking about it a bit. They firmly blamed the husband's parents for all of their debt because they'd had the audacity to co-sign with him for a credit card when he went to college. I had trouble believing that they were serious, but it was 100% sincere.
Also, they spend a couple hundred bucks per week going out to bars.
I'm like, "you could have this paid off in a couple of years, easily, if you just chose to." And they agreed. Fast forward to today: they're still in debt.
I racked up 5K before I graduated college, and it was paid off within a year of working full time. I lived in a shithole converted motel room. People make lots of excuses.
Yea I’ve hit some speed bumps and the first bonus at my job I blew it on fun stuff. I then bought Dave Ramsey’s book so now I’m using his plan to get out of debt.
I've got a married cousin who racked up a bunch of credit card debt (though it was only about 16k which certainly isn't insurmountable) when she and her husband were younger.
They stayed at my house a few years back while they were visiting the area and we were talking about it a bit. They firmly blamed the husband's parents for all of their debt because they'd had the audacity to co-sign with him for a credit card when he went to college. I had trouble believing that they were serious, but it was 100% sincere.
Also, they spend a couple hundred bucks per week going out to bars.
I'm like, "you could have this paid off in a couple of years, easily, if you just chose to." And they agreed. Fast forward to today: they're still in debt.
I racked up 5K before I graduated college, and it was paid off within a year of working full time. I lived in a shithole converted motel room. People make lots of excuses.
Yea I’ve hit some speed bumps and the first bonus at my job I blew it on fun stuff. I then bought Dave Ramsey’s book so now I’m using his plan to get out of debt.