I have a masters in financial stats so don't worry, I know all the limitations. Even with the limitations accounted for the numbers are bleak. I once calculated them myself as best I could and got worse numbers than what the AI came out with using some estimates in the ranges of covariances for the different factors.

I literally did include all of what you spoke of before and got worse numbers. I think the one factor I did include prior-to that ended with worse numbers was also "the woman never once engaged in any sex work including having an OF account"

Obviously no correlation exists between all these factors and the data doesn't exist to calculate them yourself so no matter what you're guestimating. As is the case with all projections.

I have a masters in financial stats so don't worry, I know all the limitations. Even with the limitations accounted for the numbers are bleak. I once calculated them myself as best I could and got worse numbers than what the AI came out with using some estimates in the ranges of covariances for the different factors.

I literally did include all of what you spoke of before and got worse numbers. I think the one factor I did include prior-to that ended with worse numbers was also "the woman never once engaged in any sex work including having an OF account"