I dont have a source on hand unfortunately, and it has been a while since I last saw it (talking from memory of years ago).
From quick searching, its very complicated:
Some states ban it outright, such as Connecticut, Maine, Massachusetts and Oklahoma.
Some states you cannot charge more for debit cards, period (this appears to extend outside of those 4 states).
Some states you can pass on the surcharge to the customer, must be publicly disclosed (this should be a duh), and itemized on the receipt (also should be a duh). However, some states make this more complicated, by shoving caps on the amount you can pass on.
You cannot charge more for any card purchase, period (with an exception I will mention below). AKA you cannot gain extra profit from a credit card purchase. So a Discover card will pay the same amount as a Mastercard, no discounts allowed between them (with weird caveats/loopholes here and there, but thats mostly on their end, not yours).
There is only 1 way to get around this, offering a cash discount for purchases made exclusively in cash. This is the only exception.
EDIT: This is also obviously only talkin about the USA. I have no idea how it is over in the EU. Frankly, I presume that its worse over there.
I dont have a source on hand unfortunately, and it has been a while since I last saw it (talking from memory of years ago).
From quick searching, its very complicated:
Some states ban it outright, such as Connecticut, Maine, Massachusetts and Oklahoma.
Some states you cannot charge more for debit cards, period (this appears to extend outside of those 4 states).
Some states you can pass on the surcharge to the customer, must be publicly disclosed (this should be a duh), and itemized on the receipt (also should be a duh). However, some states make this more complicated, by shoving caps on the amount you can pass on.
You cannot charge more for any card purchase, period (with an exception I will mention below). AKA you cannot gain extra profit from a credit card purchase. So a Discover card will pay the same amount as a Mastercard, no discounts allowed between them (with weird caveats/loopholes here and there, but thats mostly on their end, not yours).
There is only 1 way to get around this, offering a cash discount for purchases made exclusively in cash. This is the only exception.
I dont have a source on hand unfortunately, and it has been a while since I last saw it.
From quick searching, its very complicated:
Some states ban it outright, such as Connecticut, Maine, Massachusetts and Oklahoma.
Some states you cannot charge more for debit cards, period (this appears to extend outside of those 4 states).
Some states you can pass on the surcharge to the customer, must be publicly disclosed (this should be a duh), and itemized on the receipt (also should be a duh). However, some states make this more complicated, by shoving caps on the amount you can pass on.
You cannot charge more for any card purchase, period (with an exception I will mention below). AKA you cannot gain extra profit from a credit card purchase. So a Discover card will pay the same amount as a Mastercard, no discounts allowed between them (with weird caveats/loopholes here and there, but thats mostly on their end, not yours).
There is only 1 way to get around this, offering a cash discount for purchases made exclusively in cash. This is the only exception.