Printing money
(www.royalmint.com)
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It was absolutely a scam, because they stopped like half way through and she couldn't find the company anymore as it was just a TV Ad she called once years prior. It was per quarter, because it was being sold as a "collector's set" with its own special book with a spot for each one and they sent the coins all shiny in plastic cases.
You gotta remember this was as they were being released, so they weren't really in circulation very well (making them feel special), and it was also the age of "15$ shipping and handling" on everything. So it worked on a lot of people at the time.
Oh, I remember. My mother bought a roll of each.
FWIW: They did mint silver proof sets. If the ones you're talking about looked like this: https://m.media-amazon.com/images/I/71X2h7cyjYL._SL1000_.jpg
Then they're actually 90% silver, limited run, and the price (while still too high) isn't completely retarded.
It wasn't quite as fancy as that, it was just a literal binder with the coins on each page and you were supposed to take them out of the shipping plastic and move them to the binder for display by hand.
Which if you know anything about retaining value, you know its a scam on that alone.
They still might have been that fancy high silver version but it was almost certainly still her being a fool too.
Nah. Those are in those sealed sets and come straight from the mint. If you're cracking them open (or even breaking the seal on the envelope) you've massively devalued them already.
Sounds like it really was just a scam :(
My bank gave me one of those for free, lol. I actually filled it up, and had a silver quarter in it, but long since lost in a move.