The amount of people that i've come across that do not save ANYTHING just confuses the shit out of me. Those same people often complain about money issues as well.
I've become someone who never believes 99% of the complaints of the people around me when it comes to money problems. I've watched their spending habits and if it isn't all garbage like beer & weed, it's stupid crap to stick on their shelves, or overly expensive restaurants & bars "for the experience."
They are all grasshoppers reveling in the summer sun, with nary a thought of the inevitable winter on its way. That first chill wind blows through and suddenly they demand everyone else take care of them.
I had a guy at work once actually tell others that they shouldn't be saving or trying to get more money. This is a man who is at retirement age who's working not because he needs to (because he saved and is well off) but to keep himself busy. And while I don't have a problem with him still working, I do have an issue with someone who is well off giving others the worst advice possible.
This is also a man that routinely spouts "you pay peanuts, you get monkeys", because that's what happens at this business. But yeah, you shouldn't save, just spend it all on instant gratification.
And they wonder why they're middle age being a mindless labourer working for bare fucking minimum when they're given this advice by someone who appears to have their own shit together. And I admit, I truly don't know if this man is a blithering idiot that got lucky in his own life with a decent amount of charisma, or if he's actually malicious.
Honestly, it's the same thing. The point is to plan to have some kind of value or worth down the track, and the people that Chillin is referring to is the people that spend all their paycheck and leave little to nothing for savings. All because instant gratification is more addictive.
The amount of people that i've come across that do not save ANYTHING just confuses the shit out of me. Those same people often complain about money issues as well.
I've become someone who never believes 99% of the complaints of the people around me when it comes to money problems. I've watched their spending habits and if it isn't all garbage like beer & weed, it's stupid crap to stick on their shelves, or overly expensive restaurants & bars "for the experience."
They are all grasshoppers reveling in the summer sun, with nary a thought of the inevitable winter on its way. That first chill wind blows through and suddenly they demand everyone else take care of them.
I had a guy at work once actually tell others that they shouldn't be saving or trying to get more money. This is a man who is at retirement age who's working not because he needs to (because he saved and is well off) but to keep himself busy. And while I don't have a problem with him still working, I do have an issue with someone who is well off giving others the worst advice possible.
This is also a man that routinely spouts "you pay peanuts, you get monkeys", because that's what happens at this business. But yeah, you shouldn't save, just spend it all on instant gratification.
And they wonder why they're middle age being a mindless labourer working for bare fucking minimum when they're given this advice by someone who appears to have their own shit together. And I admit, I truly don't know if this man is a blithering idiot that got lucky in his own life with a decent amount of charisma, or if he's actually malicious.
To be fair, if you just 'save money' nowadays, it will be 25% gone within 5 years, if you're lucky. Much better idea to invest it.
Honestly, it's the same thing. The point is to plan to have some kind of value or worth down the track, and the people that Chillin is referring to is the people that spend all their paycheck and leave little to nothing for savings. All because instant gratification is more addictive.