So you're a pussy who wouldn't have even started the heist in the first place?

Dude, the character you're "role-playing as" is a cold blooded killer who is shown killing random people for a payday. Yeah, he's gonna balk at slotting a chip that his buddy just slotted and had nothing happen to him.

I'm starting to think you didn't really pay much attention to what was happening in the beginning of the game.