Paypal froze the Rippaverse account!
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Why the unholy fuck are people still using Paypal? Especially if they're not raving woke simps.
Because the people who could fix the problem haven't. There is no alternative payment processor available that does what a payment processor should do and doesn't do what it shouldn't do.
If you listen to Peter Thiel and Elon Musk and the others who were in on the ground floor of Paypal as venture capitalists, it's basically illegal to found a Paypal competitor now; the ladder got pulled up after Paypal finished climbing it.
The compliance costs alone prohibit another payment processor startup.
The only reason I use it is for receiving payments for shprt stories, since that's what a ton of publishers use.