The self-defense should be "here's the money,

Problem with that is, a growing class of criminals don't want your money. They want to beat you up if you're male or rape you if you're female.

Good luck reporting anything to the cops. Best case it'll just be another file that gets ignored due to being understaffed and the justice system being overloaded with cases. Worst case it actively gets ignore because the perp has a politically inconvenient skin color.