The real issue I have with the entire notion is the retarded name that was picked for this nonsense.

Like yes, obviously there's a lot of things in life that can get in the way of being able to do x or y properly due to short-term circumstances. And sometimes it's totally worth bitching about at least a little. But using the word "disability" in the name is off the walls stupid, insane, and probably pretty damned insulting to people with actual disabilities.