It exists as that in Sweden too, but then you have a number of “merchants” that just straight up make it their only way to pay. Which would be like doing that with Afterpay…
Of course, the reason that this “works” in Sweden is because they’ve all gotten used to paying with “Swish”, which is integrated with Klarna, and which takes all your details every time you pay using it.
Literally, every transaction on there is linked to your bank account, and your address, and your SSN-equivalent, and they just use that all the time, because “cash bad”…
It’s extremely dystopian.
So as a foreigner, I still had to type in all that personal info to use Klarna, even though I don’t have a Swish. Which was the only way I could pay for, for example, tickets to a show, and sometimes even long-distance train tickets. All very creepy…
I see Klarna advertised for payments a lot in the US, but as a service for installment payment rather than up front payment.
It exists as that in Sweden too, but then you have a number of “merchants” that just straight up make it their only way to pay. Which would be like doing that with Afterpay…
Of course, the reason that this “works” in Sweden is because they’ve all gotten used to paying with “Swish”, which is integrated with Klarna, and which takes all your details every time you pay using it.
Literally, every transaction on there is linked to your bank account, and your address, and your SSN-equivalent, and they just use that all the time, because “cash bad”…
It’s extremely dystopian.
So as a foreigner, I still had to type in all that personal info to use Klarna, even though I don’t have a Swish. Which was the only way I could pay for, for example, tickets to a show, and sometimes even long-distance train tickets. All very creepy…
Jfc. How about no, Scott?