You've never looked any first time home buyer incentives. This one incredibly generous, and the requirements are super loose

See? This is what I mean. You're just like most of my other millennial and zoomer friends, you guys are all doom and gloom without actually trying anything. Do you think going to your bank and talking to a loan officer costs you money? That if you get rejected they won't try to coach you on how to become eligible quickly? Why would they do that, so they don't make any money?

This is the kind of shit that has our generation tied down. We all think we know so much without knowing anything at all.

This is hustlers university level of financial literacy, just in the opposite direction.