I can believe it happened, because there's one obvious point in this story that this lady seems completely unable to fathom - this nice little thing called 'identity theft' and 'fraud'.

If you're a professional contractor, and you're going through someone to hash out the details of payment, and the constant refrain from the woman is 'Oh, my husband is paying for it' and you don't see the actual husband, alarm bells are going to start going off. And fences can cost a lot of fucking money.

So, yeah. I can honestly see a bitch being too stupid to stop and realize that, oh, this guy just wants reassurance he's actually going to get paid for all the work he's about to do and materials he's going to buy.