Oh. I get that. I was just saying you can find heirs who blow a fortune due to bad decisions. But yes on average blacks have worse spending and saving habits. I saw a YouTube video of this black lady who was a bank officer and stated it plainly that her white customers generally have better savings and make better choices whereas her black customers didn’t or burned through any money they did have. She said especially now it makes no sense because there are so many resources today regarding finance advice.