This isn't normal people insurance, its malpractice insurance. It'll trickle down to just increasing medical insurance as a whole for basically the entire country. That's one of the biggest reasons why medical insurance (and medical treatment in general) is already so high. Its heavily factored by how often malpractice suits are brought about, due to that old joke about how sue heavy Americans are being pretty true.

And for it to even get going, they have to prove they deviated from the "standards of the industry" to qualify as having committed a wrong. As long as these surgeries are condoned by the medical industry, they legally cannot be considered having done a crime as long as they didn't commit a major misstep somewhere else.

That's why I said they have lawyers on top of the insurance. They aren't going to be that easy to nail to the wall until all of society turns against them. Until then, you likely won't even get to trial to try and "redpill" the kind of people too stupid to get out of jury duty.