"it's covered by insurance, bro"
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Fundamentally, the idea that property is always worth more than life is wrong. We pretend that it's fine, and we pretend that insurance protects us, but it's a flat out lie we tell ourselves.
People kill each other over food. Not being fed is almost never an immediate threat to life, but people still kill because that food is absolutely worth more than your life to a starving man.
I like Active Self Protection on YouTube, to a degree, because they're normally good, but sometimes they have utterly terrible takes, and they will never tolerate the idea that any property is worth the life of any criminal. I'll give you an example:
Let's say Antifa decides that they want to fire-bomb your house... but they do it while you're not there. So you leave for work, and an hour later, 10 terrorists show up to have BLM-Antifa Soup Drive at your fucking home. The have 2 people who go around to steal all your belongings and set fire to your home, but the other 8 are armed security to protect the perimeter. Let's say you don't have a bank or home insurance, you're an "off the grid" kind of person who has a pile of gold burred in or around your house. When they burn and loot your home, you and your family will loose everything, including your life savings, and all of your belongings.
Understand that the law says that at most you are allowed to get into a fist-fight with Antifa's armed security that are there to protect the felony arson. If you attempt to win that fight by disarming them, they have a claim of self-defense in killing you in front of your family for trying to take the gun of the terrorists. In fact, we've already seen what happens when a BLM activist feels threatened with less than lethal force. Will that claim fly? It depends on the prosecutor. The chargest against Mr. Doloff were dropped.
I find that utterly immoral. "Just rely on a corporation or a bank to protect you, bro" is not acceptable, especially not from a Leftist who claims to hate capitalism. You should be allowed to use lethal force at some point in regards to property damage, particularly in loss of your life savings, home, or sole proprietorship from terrorists who will never in their lives have the capacity to pay you back for the damage they've done. You should absolutely be allowed to use lethal force to prevent property damage that would destroy you. Frankly, if we did have that, we could use it against the fucking banks too... which is why we don't.
People get shot over shoes, cars, disrespect, and all sorts of other things, and we know good and god damned well that nobody really believes that all life is so indispensable that it should never be taken under any property damage amount, even if the damage is over 100 trillion dollars. This "all human life must be preserved at the cost of literally all property or disruption" is bullshit. It's one step away from "It's just your kid bro, you have life insurance."
And we all know the people making this argument on the Left, already do not value our human lives over even the smallest inconvenience.