Why do the banks own America and western Europe??
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"Help you" ? That's not how banks work. The whole economy is built around debt. That's not a charitable arrangement. It's an exploitative one. In real estate, for example, the costs are prohibitive for a vast majority of people to buy a home without going into debt. The whole market is shaped so banks get their cut.
What you need is prohibitively expensive thanks to this system. You ignored that point in my comment.
Real estate wasn't cheap before 2022, and even your excuse is a flaw in the system. Huge swathes of the population must be priced out of the real estate market to accommodate the other, riskier debts.
I never said I wanted to get rid of banks entirely. I don't want a debt/usury based economy.
There is no reason to think it's inevitability that you pay interest to parasites to buy anything worth buying.
Buying homes for their real value instead of their plus a bunch of parasitic interest.
We are on the road to an even worse neo-feudalism now. The investor class whose dicks you can't get out of your mouth are the ones pushing the "you will own nothing and be happy" bullshit. But I get it. You have stonk investments. You tied your future to theirs so you must defend "line go up" ideology at all costs, even though those people are the ones pushing feminism as well.