Disney is losing a lot of money. They're at the same stock price as 8 years ago. The parks are being unthemed in places to cut costs. It looks like the Mouse is going through a hard time.
Meanwhile the competitors for the throne have Diversity Officers. It looks like a messed up race, ad both sides are maiming themselves for honor.
You have a roof and a bed, and yet admit you are not in a fiscally fully secure situation.
So to reiterate: Hard times have not yet begun.
Hard times have starvation. Homelessness. Exposure. Hard times are not happy times.